← Consulting 03 · Financial Strategy
E&Co Consulting · 03

Financial clarity
before strategic expansion.

Fifteen years of institutional finance applied to businesses that need it most. We establish a clean view of reality first — true margin, real cash position, actual exposure — then build strategy on that foundation. Not on optimism.

15+
Financial Metrics
EN+ES
Bilingual Platform
IRR
Real-time Calculation
AI
Model Intelligence
Case study · AI-enhanced investment platform

Altos de Felipe:
From Excel to Interactive
Investment Platform

A luxury residential development in Santa Ana, Costa Rica. We transformed a static Excel financial model into a fully interactive, bilingual investment platform — with real-time IRR calculation (Newton-Raphson), 15+ financial metrics, mobile-responsive design, and AI-enhanced scenario modeling.

The differentiating factor: AI doesn't just display numbers — it interprets them. Scenario changes trigger intelligent commentary, helping investors understand not just what the numbers say, but what they mean.

03
When clients call us → "Growth is happening but I can't clearly see what's real."

Financial clarity
before strategic expansion.

Fifteen years of institutional finance applied to businesses that need it most. We establish a clean view of reality first — then build strategy on that foundation. Not on optimism.

Client fear:
Making major commitments without seeing the full picture.
→
Our position:
Decision clarity before capital is deployed.
Representative situations
Real Estate · Project Finance

Dual-Project Reconciliation & Investor Reporting

Two concurrent resort developments required rigorous financial reconciliation. Investor reporting was inconsistent and budget variance was untracked. We produced full reconciliation documentation and built the reporting framework the projects had been missing.

Full cost reconciliation across VELARA and TIKITA Investor-ready reporting package standardized
Acquisition · Decision Modeling

Property Acquisition — Trade-Off Analysis & Negotiation Posture

A professional evaluating a significant personal real estate acquisition needed financial modeling before committing capital. We built a scenario model testing pricing outcomes and recommended a negotiation posture with defined floor thresholds and walk-away criteria.

Three-scenario pricing model with downside protection Negotiation posture with floor/ceiling defined
Typical engagements
What clients say
"Esquivel & Company brought structure and clarity to decisions that previously felt uncertain. We stopped relying on gut feel and started working from a real financial picture."
Owner · Costa Rica Development Group
"The engagement gave us a realistic view of both opportunity and downside risk. That honesty is rare — and exactly what we needed."
CEO · SME Growth Stage
Capital
E&Co perspective · Financial Strategy
The most dangerous financial moment for a growing business is when cash flow feels comfortable but the structure is fragile.

Most owners don't know their true margin. They don't know their real cash runway. They don't know which projects are profitable and which are subsidizing the rest. Our work begins with establishing that foundation: what is actually true about this business, financially, right now. Growth built on financial clarity sustains. Growth built on optimism eventually demands a reckoning.

Financial Modeling Real Estate Finance Decision Modeling Cash Flow Strategy

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